Legal Document

Disclaimer

Last updated: March 2026 · Important information about our services and limitations

📅 Last Updated: March 2026
🏛️ Important Regulatory Notice
Finovo Infotech is a loan distribution channel partner and registered DSA. We are not a bank, NBFC, or financial institution regulated directly by the Reserve Bank of India (RBI). All loans are provided by our partner banks and NBFCs who are duly regulated by the RBI and other applicable authorities. Loan approval and disbursement is entirely at the discretion of the respective lender.

⚠️1. General Disclaimer

The information provided on this website (finovoinfotech.com) is for general informational purposes only. While we endeavour to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

Any reliance you place on such information is therefore strictly at your own risk. Finovo Infotech shall not be held liable for any loss or damage arising from the use of this website.

🏦2. We Are Not a Lender

Finovo Infotech is a loan distribution channel partner only. We do not:

  • Disburse or provide loans directly
  • Hold or manage client funds
  • Set interest rates or loan terms
  • Make final credit decisions
  • Guarantee loan approvals

All loan products displayed on this website are offered by our partner banks and NBFCs. Any loan agreement is strictly between you (the borrower) and the respective lender.

Finovo Infotech acts solely as an intermediary to facilitate the loan application process and does not have any authority over lender decisions.

❌3. No Guarantee of Approval

Submitting a loan application through Finovo Infotech does not guarantee:

  • Approval of your loan application
  • A specific interest rate or loan amount
  • Approval within any specific timeframe
  • Matching with any particular lender
Loan approvals are subject to the lending institution's internal policies, your credit profile, income eligibility, property valuation (where applicable), and other factors outside our control.

📊4. Interest Rates & Indicative Figures

All interest rates, loan amounts, EMI calculations, and other financial figures displayed on this website are:

  • Indicative only and based on general market conditions at the time of publication
  • Subject to change without notice based on RBI policy, market conditions, and lender discretion
  • Not binding on any lender or Finovo Infotech
  • Dependent on your individual credit profile, income, and other eligibility factors

Actual rates offered to you may differ from those shown. Always refer to the lender's official sanction letter for final terms.

💡5. Not Financial Advice

The content on this website, including loan comparisons, EMI calculations, eligibility checks, and financial tips, is for general informational purposes only and does not constitute:

  • Professional financial advice
  • Investment advice or recommendations
  • Legal or tax advice
  • Any form of regulated financial guidance

We strongly recommend that you consult a qualified financial advisor before making any significant financial decisions. Our advisors can guide you on loan options but are not certified financial planners.

🌐6. Website Accuracy & Availability

We strive to keep all information on our website current and accurate. However:

  • Information may become outdated due to changes in lender policies, interest rates, or regulations
  • We do not guarantee uninterrupted or error-free access to our website
  • Technical issues, maintenance, or cyber events may temporarily affect website availability
  • We reserve the right to modify or discontinue any content or service without notice

🔗7. Third-Party Websites & Links

Our website may contain links to external websites including partner bank portals, news articles, and financial tools. These links are provided for convenience only. Finovo Infotech:

  • Does not endorse or control the content of third-party websites
  • Is not responsible for the privacy practices or content of linked websites
  • Shall not be held liable for any loss arising from use of third-party sites

🏛️8. RBI & Regulatory Compliance

Finovo Infotech operates in compliance with applicable Indian laws and regulations. Our partner lenders are regulated by the Reserve Bank of India (RBI) and other statutory bodies. All loan products we facilitate are governed by:

  • Reserve Bank of India (RBI) guidelines for banks and NBFCs
  • Fair Practices Code issued by respective lenders
  • The Information Technology Act, 2000 (as amended)
  • The Personal Data Protection framework under Indian law
  • Prevention of Money Laundering Act (PMLA), 2002

📜9. Regulatory Notice

In accordance with RBI guidelines and fair lending practices, we disclose the following:

  • Finovo Infotech earns referral/commission fees from lenders upon successful loan disbursement
  • This commission does not affect the interest rate or loan terms offered to borrowers
  • We are not authorised to collect any fees directly from borrowers for loan facilitation
  • Any upfront fee collection claims made in our name should be reported to us immediately
⚠️ Beware of fraudsters impersonating Finovo Infotech. We never ask for upfront fees or advance payments to process loan applications. Report any such activity to info@finovoinfotech.com

📞10. Contact Us

For any queries regarding this Disclaimer or our services:

  • Company: Finovo Infotech
  • Email: info@finovoinfotech.com
  • Phone: +91 73040 65366
  • Branch 1: Office No 701, Lodha Palava I-Think, Dombivli East – 421201
  • Branch 2: Office No. 11/12, City Commercial Centre, Dombivli West – 421202